Our RateWise™ program rewards young, beginning and small producers for continuing their management education with interest rate reductions on new loans.

Learn and Earn

Participants earn RateWise credits for seminars and workshops that improve their financial, business and production skills. Educational programs include:
  • Northwest FCS Business Management Center.
  • Approved programs hosted by universities and industry groups.
  • Approved programs hosted by other resources to improve producers’ management and production abilities.

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As part of our AgVision® program, RateWise is designed for customers and non-customers with at least one of the following characteristics:
  • Young producer – 35 years old or younger.
  • Beginning producer – 10 years or less in farming.
  • Small producer – less than $350,000 in annual gross agricultural income.


Fill out the RateWise registration form and start accumulating credits today.