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Buy Land and Build a Home with One Convenient Loan
The All-in-One Construction Loan simplifies the construction process by eliminating the need for multiple loans. With this program, you also have options for choosing the interest rate terms and payment options that will work best for your needs.
Both fixed-rate and fixed-to-adjustable interest rates are available for construction loans, with a variety of repayment options, including an option for interest-only payments during the construction period. You can learn more about available loan terms here.*
The All-in-One Construction Loan simplifies the home building process.
- One loan, one set of fees and one closing.
- Renovations, remodels and outbuildings are eligible.
- Interest-only payments during construction*.
- Flexible time periods for more complex projects.
- Interest rates locked in during construction.
Getting Started with Your Construction Loan

Getting Started with Your Construction Loan
Review the important steps you should consider before beginning construction on a new home.
Questions?
To learn more about any of our rural home loan programs, please contact your local branch or call 866-552-9172 during business hours.
How to Buy Land
Estimate your loan costs
Visit our mortgage and loan calculator page to estimate loan costs, evaluate interest rates and explore refinancing benefits.