The future payment fund is an interest-bearing account where you can deposit excess cash to cover future loan payments or withdraw funds for eligible purposes.

• No minimum balance.
• No withdrawal penalty.
• Funds earn a competitive variable interest rate daily, which is paid quarterly. The interest rate cannot exceed the rate charged on the associated loan.
• Fund balance subject to certain limitations.
• Funds can be accessed through online banking or an ACH transfer request to your bank account through a Northwest FCS office.
• Withdrawals limited to the purposes for which a loan could be made.