Country Home & Lot Loans

Have you been dreaming about a home in the country? If so, Northwest FCS can help you turn your dreams into reality. And if you already own a country home, we offer excellent refinancing options too.

Country Home Loans

We understand the unique loan requirements for country homes and acreages. Unlike other lenders, our programs are specifically designed to meet the needs of rural property owners. Here’s why:
  • No acreage restrictions
  • Agricultural or residential zoned properties are eligible
  • Income-producing properties are eligible
  • Appraised value can include barns, shops, outbuildings or riding arenas
  • Custom, modular, log and manufactured homes are eligible

See also Bare Land and Rural Lot Loans and All-in-One Construction Loans.

Country Home Interest Rate Programs

Northwest FCS offers a variety of interest rate programs depending on the loan purpose, repayment terms, risk level and flexibility you need.

Reset your rate and save.

Taking advantage of falling home loan rates shouldn't require a whole new loan. If you already have a home loan with Northwest FCS, contact your relationship manager to see if you're eligible for a lower rate in one easy step, for one low fee, without refinancing. (Please note that land loans aren’t eligible for this program.)

If you are having difficulty paying your mortgage, alternatives to foreclosure may be available. Click here for more information.


Equal Housing LenderAll loan actions are subject to program availability. Certain conditions and restrictions may apply.