Man with Cows at Sunset

Contact your local crop insurance agent today. Get a free quote and access to decades of historic rainfall data that can help you identify optimal timing and coverage areas for Pasture Rangeland Forage (PRF) insurance. Premiums aren’t billed until September of next year.

Pasture Rangeland Forage (PRF Insurance)

 Pasture Rangeland Forage (PRF) is a highly subsidized federal crop insurance program that protects grazing and haying ground from lack of rainfall. You may have heard it called “rainfall insurance.” PRF can help you protect specific acreage during time periods you select as important to your operation.  


  • Highly subsidized premiums
  • Automated claims processing, without adjusters
  • Minimal paperwork
  • Insure up to 90% of average rainfall
  • Choose to protect two or more separate, two-month intervals
  • No acreage limitations


PRF claim payments result when rainfall within your insured grid falls below the Rainfall Index norm, a national data standard. Claim payments are based on each county’s base production value, as established by RMA, and coverage can be purchased for up to 150% of this base production value.  

Northwest FCS crop insurance agents have tools to help you analyze historical rainfall data so you can make an informed decision about PRF coverage. Contact your local agent today to get a quote for PRF coverage. 


Crop and Livestock insurance Programs

Knowledge is the best form of insurance. That’s why local Northwest FCS insurance agents specialize in the commodities you produce. We provide a full range of coverage options through both federal and private insurance products. Insurance coverage is available for farmers and ranchers in Washington, Idaho, Oregon, Montana and Utah, as well as some counties in Northern California and Nevada. 


Yield, Revenue and Production Protection 
  • Whole-Farm Revenue Protection
  • Yield Protection
  • Actual Production History
  • Actual Revenue History
  • Tree Dollar-based Insurance
  • Nursery Value Select
Livestock and Dairy Coverage 
  • Dairy Revenue Protection
  • Livestock Risk Protection
  • Pasture, Rangeland, Forage (PRF -Rainfall Index)
  • Livestock Gross Margin
Hail, Wind and Fire Policies
  • Crop Hail/ Wind/ Fire
  • Field Grain Fire
  • Haystack Fire
  • Pasture Fire
  • Grape Cluster Freeze
  • Winter Kill/ Replant
  • Replant
Rainfall Protection
  • Pasture, Rangeland, Forage (PRF- Rainfall Index)
  • Apiculture (Rainfall Index)