CANCEL

Country Home Interest Rate Programs

Fixed Rates

  • Available for country home loans, construction loans and lot loans, and are fixed for the life of the loan.
  • Lot loans are available with various maturity options and a balloon payment based on 20-year amortization.
  • Fixed-rate loans are fully prepayable.

Fixed-to-Adjustable Rates

  • Available for country home loans, construction loans and lot loans.
  • Country home and construction loans may be fixed for 7, 10 or 15 years, then converted to 1-year adjustable rate mortgages.
  • Country home and construction loans have long-term maturity options.
  • Lot loans may be fixed for 7 years, then converted to balloon payment 1-year adjustable rate loans.
  • Interest rate caps/floors apply.
  • Fixed-to-adjustable rate loans are fully prepayable.
 

Equal Housing LenderAll loan actions are subject to program availability. Certain conditions and restrictions may apply.