Buy Land and Build a Home with One Convenient Loan

Family in front of home

The One-step Construction Loan simplifies the construction process by eliminating the need for multiple loans. With this program, you also have options for choosing the interest rate terms and payment options that will work best for your needs.

Both fixed-rate and fixed-to-adjustable interest rates are available for construction loans, with a variety of repayment options, including an option for interest-only payments during the construction period. You can learn more about available loan terms here.

The One-step Construction Loan simplifies the home building process.

One loan, one set of fees and one closing

Renovations, remodels and outbuildings are eligible

Interest-only payments during construction*

Flexible time periods for more complex projects

Interest rates locked in during construction



To learn more about any of our rural home loan programs, please contact your local branch or call 866-552-9172 during business hours.

*Available rates and loan terms vary by program.

Equal Housing LenderAll loan actions are subject to program availability. Certain conditions and restrictions may apply. NMLS #543727

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