Bare Land and Rural Lot Loans

 
 
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You’ve found the perfect property for your dream home but you’re not quite ready to build. The flexibility of a Northwest FCS bare land or rural lot loan is a great first step.

  • There are no acreage restrictions
  • Residential and agriculturally zoned properties are eligible
  • Improvements like power, well and septic are not typically required
  • Refinancing is available
  • When you're ready to build, we can help you transition to an all-in-one construction loan

Country Home Interest Rate Programs

Northwest FCS offers a variety of interest rate programs depending on the loan purpose, repayment terms, risk level, and flexibility you need. Loan structures and repayment plans largely determine eligible rate programs